Los Angeles homeowners: the backyard you keep putting off…
Build It Now.
First Payment 2028.
Patios, pavers, turf, outdoor kitchens and full backyard makeovers, built by licensed local crews with $0 down and no payments until 2028 on approved credit.* Check your ZIP, answer a few quick questions, and get matched.Your new backyard, built by licensed LA crews. $0 down, no payments until 2028 on approved credit.*
- Check ZIP
- Your project
- Get matched
Illustrative concepts. Your design is based on your yard.
How the 2028 plan works
Enjoy it next summer. Pay for it in 2028.
No design needed, no money down. Bring your ideas, your Pinterest board, or just the spot you hate looking at.
Check your ZIP and project.
Answer a few questions in under a minute. No credit check, no obligation.
Meet a licensed local crew.
A crew that builds in your area walks your yard, designs it with you, and gives you a fixed price in writing before any work starts.
Build now. First payment in 2028.
Approved homeowners pay $0 down and nothing until 2028 through our lending partners.* You see every term before you sign.
Backyard projects covered by the plan
A few things you might be wondering.
Is this a government program?
No. Coastline Home Upgrades is a private service that connects Los Angeles homeowners with independent, licensed contractors and their financing partners. We think that's better: you get a real crew and a real fixed price, not a waiting list.
How can there be no payments until 2028?
Our contractors work with established home-improvement lenders that offer deferred-payment plans. Approved homeowners pay $0 down and their first payment isn't due until 2028. Depending on the plan, interest may build up during the deferral, so you'll see the exact terms, rate and monthly payment before you sign anything.
Will checking hurt my credit?
No. This form doesn't run a credit check. If you decide to apply for financing later, your advisor will tell you whether the lender uses a soft or hard credit check before anything is submitted.
Who actually builds my backyard?
An independent, licensed and insured contractor that builds in your part of Los Angeles. You meet them at the design visit and get their fixed price in writing before any work starts.
What does a backyard cost?
It depends on size, materials and what's there now. A turf-and-pavers refresh is a very different job from a full makeover with an outdoor kitchen. The design visit gives you a fixed number, in writing.
Do I have to go ahead after the design visit?
No. The visit and the quote are free and there's no obligation. If you go ahead, the work and the financing are agreed separately, in writing.
Your new backyard. Your first payment in 2028.
Check your ZIP in 30 seconds. No credit check, no obligation.
*$0 down and no payments until 2028 are available on approved credit through third-party lending partners of participating contractors. Not all applicants qualify. Interest may accrue during the deferral period depending on the plan selected. Rates, terms, deferral length and monthly payment vary by lender, credit profile and project amount, and are provided in writing before you sign. Coastline Home Upgrades is a private home-improvement referral service. It is not a lender and is not affiliated with any government agency or public program. All work is performed by independent licensed contractors.